Sw Louisiana News

Congressman Clay Higgins (R-LA) and Congressman Andrew Garbarino (R-NY) have introduced legislation to extend the National Flood Insurance Program (NFIP) through March 31, 2024. The purpose of this extension is to ensure continued coverage for NFIP policyholders and allow for the writing of new policies while the government works towards a long-term reauthorization and reform of the NFIP.

Congressman Higgins has been a strong advocate for the long-term reauthorization of the NFIP, along with reforms to improve the program. As part of these efforts, he helped introduce the bipartisan and bicameral National Flood Insurance Program Reauthorization (NFIP-RE) Act of 2023, which aims to reauthorize the program for five years and provide greater stability for homeowners and small business owners.

"Flood insurance for Louisiana home and business owners is an unfortunate necessity. Many rely heavily on the NFIP to protect their livelihoods," said Congressman Higgins. "Since coming to Congress, I have worked with bipartisan and bicameral colleagues to advance a reauthorization bill that ensures Louisiana residents are well protected from flooding. Congress should not allow this important program to lapse. My office remains deeply committed to prioritizing reforms that lower premiums, provide more accurate flood plain mapping, and focus on pre-disaster mitigation."

The legislation introduced by Congressman Higgins and Congressman Garbarino seeks to bridge the gap between the current expiration of the NFIP and the desired long-term reauthorization. By extending the program through March 31, 2024, policyholders can have peace of mind knowing that their coverage will continue, while the government continues to work on appropriations bills and the overall reform of the NFIP.

It is important to note that Congressman Higgins also introduced standalone legislation to extend the program through January 15, 2024. This shows his dedication to ensuring that there is no lapse in flood insurance coverage for those who rely on the NFIP.

With the introduction of these bills, Higgins and Garbarino are taking proactive steps to address the needs of NFIP policyholders and work towards a more comprehensive and long-term solution for flood insurance in the United States.

As the legislation makes its way through the legislative process, it will be important for Congress to prioritize the reauthorization and reform of the NFIP to provide stability and protection for those at risk of flooding. The NFIP plays a vital role in safeguarding homeowners and businesses from the financial devastation that can result from flood damage. By extending the program and implementing necessary reforms, Congress can ensure that individuals and communities have the support they need to recover and rebuild after a flood event.

In conclusion, Congressman Higgins and Congressman Garbarino's efforts to extend the National Flood Insurance Program demonstrate their commitment to the well-being and financial security of NFIP policyholders. Their legislation aims to provide continued coverage while the government works towards a long-term reauthorization and reform of the program. With the importance of flood insurance in mind, it is crucial for Congress to prioritize the reauthorization and reform of the NFIP to protect homeowners and businesses across the country.

Click this link to access more information: https://clayhiggins.house.gov/2023/09/30/higgins-garbarino-lead-efforts-extend-national-flood-insurance-program/